Archive

The fierce competition for landlord customers continues amongst lenders. Fleet Mortgages has changed its product range for HMOs launching a new two-year,...

With Labour’s election victory, a new EPC target has been announced. In mid-July, the new Secretary of State for Energy Security and...

The choice of holiday let deals is on the rise.  According to analysis by Moneyfactscompare the mortgage choices for borrowers looking at...

Average rental yields are at a 10-year-high of some 6.3% according to a prominent buy to let lender.  The Q2 2024 Landlord...

A prominent analyst is warning that landlords fearful of a rise in Capital Gains Tax could sell up in droves this...

Molo Finance has announced reductions to its buy to let mortgage rates for UK residents, expats and non-UK residents, with cuts...

The lenders’ trade body, UK Finance, has published a report examining why some landlords are falling into mortgage arrears and why...

Another slew of buy to let lenders have slashed rates on their products as competition for landlords hots up further. A statement...

Molo Finance has made further rate cuts to its UK resident buy to let fixed-rate products. The lender’s BTL rates now start...

Mortgage lenders are continuing a mix of cutting rates and changing criteria in a bid to woo buy to let investors. Precise...

Three more lenders have revised their buy to let mortgage range as competition continues apace to get landlord customers. Landbay has announced...

Buckinghamshire Building Society has launched a new non-standard credit buy to let mortgage, following what it calls “significant broker demand.” The BTL...

Foundation Home Loans has cut rates across its buy to let, core and ‘specials’ range and changed some residential rates as...

Santander today in increases selected residential new business fixed-rate deals, as well as some landlord and residential offers. It is also lifting the...

Foundation Home Loans’ buy to let product range - Buy to Let by Foundation - has cut fees on some options...

Jonathan Rolande is a property industry and housing market commentator, and is founder of the National Association of Property Buyers.  It’s almost...

If you’re moving home and have either plenty of equity or savings you can use for a deposit, plus a decent...

There wasn’t much by way of good news in the Spring Budget for landlords and property investors last month. Although some rumours...

There’s been a bevvy of buy to let mortgage deal changes this week. Shawbrook has made a series of reductions across its...

West One Loans has launched a new product range, called W3, containing a 6.84% five-year fix with a 4.99% fee and...

There’s been a huge rise in the number of buy to let property repossessions in the first quarter of 2024 compared...

A mortgage firm that works with landlords claims an increasing number of them prioritise energy efficiency when assessing properties to buy.  Some...

There have been more changes to buy to let mortgage ranges from lenders. Coming into effect today, The Mortgage Works will be...

The management of BTL properties, whether it's a modest collection of three units or a more sizable portfolio of fifteen, can...

New research from specialist lender Aldermore reveals the financial boost landlords provide to local economies.  Nearly eight out of ten landlords opt...

The bank Shawbrook has completed a buy to let remortgage for a new customer in just 37 working hours.  The landlord was...

Buy to let specialist lender Paragon Bank has introduced offers on its two-year fixed rate BTL mortgages, including its lowest rate...

Data from lenders trade body UK Finance show an 18 per cent leap in buy to let arrears in the past...

Buy To Let lender Paragon Bank has added five-year fixed-rate ‘green’ products to its range of BTL mortgages. Rates start at 4.89...

A majority of Buy to Let landlords have been focused on growing property portfolios in the last 12 months, and not...

The Suffolk Building Society has launched new mortgage products aimed at private landlords who are planning refurbishments, such as a new...

An insurance firm claims landlords shopping for a new mortgage deal may be expected by lenders to prepare personal guarantees. Purbeck claims...

Despite a sharp fall in the number of homes bought by landlords in 2023, the number of limited companies set up...

The Penrith Building Society has scrapped mortgage application fees for all buy to let and residential  products, including further advances, until...

One of the UK’s best known platforms for mortgages has significantly reduced its Buy To Let rates. Starting from 3.79 per cent,...

Some 74 per cent of buy to let landlords are optimistic about the property market in the next 12 months, it’s...

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...

One in five (20 per cent of) landlords plans to reducing their buy to let holdings according to a new survey. The...

Paragon Bank has launched new five-year fixed-rate buy-to-let mortgages with nil product fees. Rates start at 5.80 per cent and there is...

More than a quarter of private landlords plan to increase the size of their property portfolios in the next year, compared...

Property investment is a dynamic and diverse field, offering numerous opportunities for investors to grow their wealth. At Mortgage Scout, we...

Landlords need greater support from mortgage advisers in order to navigate the best course through the current economic climate. That’s according to...

A survey by a finance firm suggests not all landlords are passing their higher mortgage costs on to tenants. Octane Capital has...

The Mortgage Lender has two new buy-to-let products. These include a standard two-year fixed, with an initial rate of 4.69 per cent...

To help or not to help: that is the question the government is facing with regard to under-pressure private rented sector...

As the ‘big buy-to-let’ sell off gathers momentum, we take a look ways you can guestimate the value of your rental...

Zoopla says a buy to let property sold off by a landlord is “typically priced 25 per cent lower than the...

Santander has been sharply criticised for increasing its Interest Coverage Ratio just as other lenders have been making it easier to...

A new analysis shows growth in the trend for buy to let properties to be sold with tenants in situ.  The analysis...

Landlords and brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn...

A charity has acknowledged that landlords need help to keep their homes, and in turn continue to provide much-needed homes in...

Investors selling a buy to let so far in 2023 made gains which were 10.1 per cent lower than those who...

Data from mortgage lenders’ trade body UK Finance will make grim reading for anyone interested in the well-being of the housing...

The business editor of London’s daily newspaper, the Evening Standard, has made a strong statement in support of landlords. Jonathan Prynn, in...

A growing number of landlords are incorporating in order to salvage profits from the difficult buy to let sector, a bank...

Beverley Building Society has entered the buy to let market for the first time with two new products. Its variable rate BTL...

The challenges facing the property market right now are well reported; from rising interest rates pushing up mortgage payments to a...

The Bank of England’s monetary policy committee meets again today with strong expectations that they will agree their 14th successive base...

A finance house says it’s seeing an increase in tenants offering to buy their properties off their landlords. James Briggs, head of...

Property investment dates back centuries – millennia, even. As a fundamental necessity for post-nomadic humanity, residential and commercial real estate have...

A new Bank of England forecast predicts that average monthly payments on buy to let mortgages will increase by around £275...

Arrears in the buy to let sector are worsening at a faster rate than for homeowners. Octane Capital analysed industry figures on...

Baron John Bird, co-founder of the Big Issue newspaper sold by the homeless and vulnerably-housed, is suggesting that landlords give tenants...

New data from UK Finance, the mortgage lenders’ trade body, throws light on how the mortgage and interest rate crisis may...

New data produced by lettings agency Savills gives an indication of how the buy to let sector may be threatened by...

This year is set to bring sweeping rental reforms that will change the face of lettings forever. Landlords should be following...

The Bank of England has announced its latest decision on base rate. This has been increased by 0.25 per cent to 4.5...

Rising numbers of landlords are likely to switch to specialising in holiday rentals and short-term lets in the months ahead, an...

A lettings agency says its research shows that higher interest rates have not been passed on to tenants through higher rent. Barrows...

Mortgage industry tech firm Twenty7tec says March 2023 saw the highest-ever volume of Buy To Let mortgage searches in a single...

Virgin Money has cut a range of its core, exclusive and buy to let deals. BTL core and exclusive highlights include -...

The Mortgage Works, the specialist buy to let mortgage wing of the Nationwide Building Society, has revised its product range for...

New buy to let purchases are increasingly being funded by cash rather than a mortgage, says Hamptons lettings agency.   So far this...

A survey of landlords suggests that LED lighting is the most popular and effective way they choose to improve a property’s...

It looks like the buy to let mortgage market has bounced back after the disastrous mini-Budget. Moneyfacts, an independent mortgage monitor, says...

Landlords are being offered fresh advice if they have been hit with higher interest payments following the base rate rise to...

Suffolk Building Society has announced the launch of a new five-year fixed expat buy to let product for properties with an...

A lender has revealed that it has arranged 14 mortgages in one go for a Buy to Let landlord with over...

Skipton International, the Guernsey-licensed bank, has today announced the rollout of its Limited Company Buy To Let product following a soft...

A survey of some 2,000 landlords shows that more than four in 10 want recent changes to Capital Gains Tax allowances...

When life is impossibly expensive, it’s not a surprise to see a rise in financial abuse. And to make matters worse,...

Although the property and mortgage markets have been in a state of flux for the past few months, with rising interest...

The buy-to-let market is going through a rough patch. With legislative change on the horizon, coupled with bleak ROI forecasts, many...

A specialist buy to let mortgage supplier has funded a £13m refinancing project. Zephyr Homeloans says the landlord borrowed the sum -...

A range of mortgage brokers are reporting an increase in enquiries from private tenants who have been given first refusal to...

Who are you? I am the Head of Broking for Newable Finance. A specialist commercial finance brokerage. What is Newable Finance? Newable Finance is...

A new analysis by a lending company has revealed the average rent secured on a holiday let in 21 areas of...

The government has issued detailed guidance ahead of a change in the law around smoke and carbon monoxide alarms coming into...

Recent research shows an 18 per cent increase in the number of Green mortgages available in just a six month period. Financial...

Who are you? My Name is Alec Chohan, and I am a senior finance broker within the Newable Finance team based in...

Independent mortgage sector monitor Moneyfacts says the choice for landlords wanting to borrow remains very strong - but increasingly interest rates...

Landlords have been hit with steep rises in the cost of buy to let fixed rate mortgages even before the Bank...

There’s been a large rise in the number of buy to let green mortgages as the push for greater energy efficiency...

Specialist but to let lender Keystone Property Finance has pledged to help UK landlords who want to house Ukrainian refugees.  There have...

Buy to let landlords are increasingly targeting smaller, secondary towns and cities rather than big urban centres. Data from Paragon Bank shows...

Covid-19 has upended most industries, at least for a short while, over the past two years. But the tourism sector has...

The government has hit back at claims from the National Residential Landlords Association that buy to let landlords are being left...

Government plans to rectify dangerous cladding are riddled with confusion and risk needless delays to addressing the problem. That’s the warning from...

Last month, I wrote about what’s in store for the private rented sector in 2022 and, like most commentators in our...