Archive

With Labour’s election victory, a new EPC target has been announced. In mid-July, the new Secretary of State for Energy Security and...

Yesterday’s inflation rise from 2.0% to 2.2% may have dealt a sharp blow to hopes of a Bank of England base...

Average rental yields are at a 10-year-high of some 6.3% according to a prominent buy to let lender.  The Q2 2024 Landlord...

Stephen Barratt, a partner in the Private Client Services team at James Cowper Kreston offers this help to landlords coping with changes to...

Here’s a novelty - a small gift, of a kind,  from HM Revenue & Customs. Because the Bank of England Monetary Policy...

The abolition of the furnished holiday lettings tax regime - confirmed earlier this week - will punish local economies, according to...

Foundation Home Loans’ buy to let and residential brands have launched new two- and five-year fixed-rate EPC Saver products in partnership...

The lenders’ trade body, UK Finance, has published a report examining why some landlords are falling into mortgage arrears and why...

Another slew of buy to let lenders have slashed rates on their products as competition for landlords hots up further. A statement...

Shawbrook Bank has rolled out a series of criteria changes designed to support both new entrants and seasoned investors in expanding...

As a seasoned landlord, you've likely witnessed the UK property market's ups and downs. But have you considered flipping as a...

Buckinghamshire Building Society has launched a new non-standard credit buy to let mortgage, following what it calls “significant broker demand.” The BTL...

Paragon Bank has launched a new refurb-to-let deal, offering landlords finance to upgrade their properties. The two refurb-to-let products are designed for...

Two lenders are making a pitch for landlord borrowers as the buy to let mortgage market continues to be highly competitive. Buy...

Foundation Home Loans has cut rates across its buy to let, core and ‘specials’ range and changed some residential rates as...

Managing rental properties, whether you have a few or a dozen, can be a juggling act. Tenancy management, bills, payments, and...

Many buy to let landlords have made financial changes during the cost of living crisis to mitigate the rising costs of...

Real estate finance and investment business TAB has launched a long-term lending service extending to all stages of a property’s life...

Foundation Home Loans’ buy to let product range - Buy to Let by Foundation - has cut fees on some options...

The percentage of tenants borrowing money to fund their cash deposits on their next property has risen over the last 12...

A property industry group wants to restrict the private letting of properties bought in the future via the Right To Buy...

There’s been a bevvy of buy to let mortgage deal changes this week. Shawbrook has made a series of reductions across its...

An analysis of over 600,000 tenancy applications has found that fraudulent applications rose by 140% last year.  The analysis, carried out by...

West One Loans has launched a new product range, called W3, containing a 6.84% five-year fix with a 4.99% fee and...

Landlords and renters’ activists are at either end of the spectrum reacting to a controversial report on the private rental sector. Yesterday...

There’s been a huge rise in the number of buy to let property repossessions in the first quarter of 2024 compared...

There have been more changes to buy to let mortgage ranges from lenders. Coming into effect today, The Mortgage Works will be...

The letting agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

Rental sector and property industry views are split over the controversial idea of allowing first time buyers to put down a...

New figures from lenders trade body UK Finance show a massive fall in buy to let loans for those aged 55...

Although SDLT receipts have been volatile in recent years, the property tax’s effectiveness as a revenue-raiser for the Government is not...

Data from lenders trade body UK Finance show an 18 per cent leap in buy to let arrears in the past...

Confidence has returned to the mortgage market, with sentiment improving steadily month by month in the last quarter of 2023, according...

A wealthy landlord, who also ran a fake lettings agency, has been jailed for 11 years for allowing ‘ghost tenants’ to...

A range of specialist buy to let mortgage products covering multi-occupancy properties, mixed-use or part-commercial properties, and expat investors, has been...

Despite inflationary and mortgage volatility over the last 12 months, a mortgage lender claims over a third of commercial landlords are...

The Penrith Building Society has scrapped mortgage application fees for all buy to let and residential  products, including further advances, until...

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

One of the UK’s best known platforms for mortgages has significantly reduced its Buy To Let rates. Starting from 3.79 per cent,...

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

Both sides of the rental divide have criticised Conservative proposals to boost housing demand while doing nothing about supply. Over the New...

The Office for Budget Responsibility - a Treasury department operating independently from the government - released its central forecast for the...

Landlord confidence has improved over the course of the past quarter according to a respected quarterly sentiment survey. The Q3 2023 BVA...

Our generations-old obsession with home-ownership may be waning for the first time in recent memory. The introduction of the Housing Act in...

A housing analyst says student rent increases should be capped in the same way as social housing rents are. Rory Hughes, writing...

The Green Party wants private tenants to be able to force landlords to improve the energy efficiency of homes. The scheme -...

The housing market remains a buyers’ market, with 80 per cent more homes for sale than in September 2021 according to...

As the ‘big buy-to-let’ sell off gathers momentum, we take a look ways you can guestimate the value of your rental...

Dashly, a platform that monitors over £100 billion of mortgages, says landlords in London renewing loans soon will be, on average,...

The number of interest-only (750,000) and part-interest-only (245,000) mortgages has halved since 2015, new Financial Conduct Authority analysis has found.  The fall...

Yearly returns on the average buy-to-let property in the UK were over £4000 lower in June 2023, compared to the same...

A loans company, Moneyboat, has issued a series of tips for renters before and during their tenancies.  It claims that by avoiding...

A growing number of landlords are incorporating in order to salvage profits from the difficult buy to let sector, a bank...

New housing affordability figures provide one underlying reason why many potential buyers cannot make the move and instead rely increasingly on...

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

Arrears in the buy to let sector are worsening at a faster rate than for homeowners. Octane Capital analysed industry figures on...

Landlords are being invited to a free event to find out more about help and incentives on offer to help local...

There is currently a lot of discussion about the mortgage crisis, its impact on borrowers and landlords – and calls for...

There’s a new warning this morning that rents are set to soar as landlords struggle with much higher interest rate payments...

Moneyfacts, the respected independent mortgage market monitor, is warning that lenders have been withdrawing buy to let fixed deals. Within the buy...

The Section 24 parliamentary petition, seeking to persuade MPs to reinstate mortgage interest tax relief for landlords, has fallen far short...

Renters are being offered a 100 per cent mortgage by the Skipton Building Society - the first time such a product...

One of the UK governments has backed a call for private landlords to get cash help to meet new Minimum Energy...

The Section 24 parliamentary petition, seeking to persuade MPs to reinstate mortgage interest tax relief for landlords, is still struggling for...

Lettings agents’ body Propertymark says its proposal for tax incentives to be offered for landlords is one measure under consideration by...

A buy to let mortgage broker is warning landlords that as many as one in three investors fail their lender's affordability...

It has been widely reported that lenders are expecting a rise in the number of homeowners handing back their keys as...

A building society that last summer scrapped all lending on some holiday homes has now come up with another unusual policy...

A Labour Party proposal to sell some long-empty homes to first time buyers for just £1 has been dismissed as the...

The government may already have dismissed it, but the petition wanting landlords to be able to offset mortgage interest against tax...

A petition signed by well over 28,000 and calling for the reversal of tax measures introduced to penalise landlords has been...

If you’re looking to make some extra cash in 2023 as the cost of living continues to bite, you may consider...

The Bank of England’s Prudential Regulation Authority is telling lenders to exercise more scrutiny on loans for buy to let properties. In...

The petition to secure government action over the Section 24 tax issue affecting landlords has passed the 16,500 benchmark but has...

Landlords are being encouraged to sign a petition calling on the government to reverse the section 28 tax change which had...

Labour’s Andy Burnham, Mayor of Greater Manchester, is recruiting 10 people to enforce a new initiative he’s calling his ‘Good Landlord...

A prominent Conservative has described as “infuriating and saddening” the fact that so many Millennials are stuck renting and cannot afford...

Although the property and mortgage markets have been in a state of flux for the past few months, with rising interest...

A breakdown of essential and non-essential spending by individuals, devised by the Nationwide, reveals the extra amount that tenants are paying...

A prominent figure in property investment is warning that buy to let is the sector facing the biggest challenges in the...

To put it mildly, landlords are very rarely subject to an outpouring of sympathy from the general public. When the economy...

There’s widespread concern that the Bank of England’s monetary policy committee, which meets today, is to unveil a 0.75 per cent...

The country’s main student body is calling on the government to implement a cap on student rents. The National Union of Students...

House prices will fall by 7.9 per cent next year and then will effectively stagnate until 2027 according to a gloomy...

A specialist buy to let mortgage supplier has funded a £13m refinancing project. Zephyr Homeloans says the landlord borrowed the sum -...

Who are you? I am the Head of Broking for Newable Finance. A specialist commercial finance brokerage. What is Newable Finance? Newable Finance is...

On August 4 the Bank of England’s Monetary Policy Committee voted to raise the base rate from 1.25 to 1.75 per...

New data from Zoopla suggests that growing concern about the cost of living crisis and in particular rising interest rates may...

A warning has been issued that as many as 250,000 homes - some likely to be in the private rental sector...

Mortgage activity is forecast to fall by six per cent by year-end as the market feels the brunt of interest rate...

In the drive for the UK to be net zero by 2050, residential landlords are facing costly green refurbishments.   Already, landlords...

A building society will no longer lend for the purchase of second homes, saying they reduce the stock available for first...

A residential investment loan has been relaunched with the aim of incentivising investors to invest in energy efficient homes. The Green Investment...

Landlords and owners of empty homes iare being invited to a free event next week to find out more about help...

A prominent buy to let mortgage lender says there’s been a surge of interest in so-called green mortgages linked to good...

Newable Finance, the finance brokerage & advisory arm of Newable, launches video advert campaign ahead of the new EPC legislations for...

Who are you? My Name is Alec Chohan, and I am a senior finance broker within the Newable Finance team based in...

Independent mortgage sector monitor Moneyfacts says the choice for landlords wanting to borrow remains very strong - but increasingly interest rates...

Gatehouse Bank is the latest mortgage lender to try to woo landlords with preferential rates for buy to let properties with...

Buy To Let may have had a resurgence in the past year but long-term lending patterns suggest landlords have been hit...