Archive

The fierce competition for landlord customers continues amongst lenders. Fleet Mortgages has changed its product range for HMOs launching a new two-year,...

Financial experts are warning that the increase in the headline rate of inflation from 2.0% to 2.2% might be enough to...

The new lender April Mortgages - which already offers a range of five to 15-year fixed rates on 95% mortgages, has...

The lenders’ trade body, UK Finance, has published a report examining why some landlords are falling into mortgage arrears and why...

The latest residential sentiment survey from the Royal Institution of Chartered Surveyors suggests a currently-subdued housing market but with a more...

Shawbrook Bank has rolled out a series of criteria changes designed to support both new entrants and seasoned investors in expanding...

Mortgage industry research on affordability estimates that the cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by...

Mortgage lenders are continuing a mix of cutting rates and changing criteria in a bid to woo buy to let investors. Precise...

Buckinghamshire Building Society has launched a new non-standard credit buy to let mortgage, following what it calls “significant broker demand.” The BTL...

The ink was hardly dry on Labour’s plan for a mortgage guarantee scheme for first time buyers before some left wing...

One of the country’s leading independent mortgage brokers is warning that lending may be slower during the General Election campaign period...

Real estate finance and investment business TAB has launched a long-term lending service extending to all stages of a property’s life...

The Bank of England says one in four mortgages will end when the mortgage borrower is in retirement, as more people...

If you’re moving home and have either plenty of equity or savings you can use for a deposit, plus a decent...

Around half of first-time buyers say their prospects of owning a home are further away than ever due to the ongoing...

Over half of current home owners with adult children have or expect to help their children financially to buy a property...

Houses in Multiple Occupation are making up an increasing percentage of buy-to-let business, according specialist lender Shawbrook.  In both 2022 and 2023,...

A comprehensive new survey gives the lowdown on buy to let in the UK. The study, by Uswitch, is lengthy and covers...

Paragon Bank’s analysis of its lending data has revealed the top 10 locations for investment by portfolio buy-to-let landlords, those with...

There’s been a huge rise in the number of buy to let property repossessions in the first quarter of 2024 compared...

The popular narrative may have been that first time buyers have been priced out of the market, partly by landlords: but...

Co-living developments are a type of purpose-built rental housing, under the same principle as Build To Rent (BTR) but offering smaller size...

There have been more changes to buy to let mortgage ranges from lenders. Coming into effect today, The Mortgage Works will be...

Some of the biggest names in the trade, lending and advisory sectors have produced a report outlining the vast significance that...

The bank Shawbrook has completed a buy to let remortgage for a new customer in just 37 working hours.  The landlord was...

The Generation Rent group has thrown its weight behind a ban on mortgages for holiday homes buyers - and its chief...

The government’s proposal to introduce a new one per cent deposit mortgage scheme to help young people onto the property ladder...

A property finance consultancy claims that unmortgageable properties can be snapped up with a discount of 27 per cent. Apex Bridging says...

Confidence has returned to the mortgage market, with sentiment improving steadily month by month in the last quarter of 2023, according...

A respected league table of yields in different parts of England and Wales has issued its latest figures. The Fleet Mortgages Buy-to-Let...

Despite inflationary and mortgage volatility over the last 12 months, a mortgage lender claims over a third of commercial landlords are...

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 -...

Tenants value location, flexibility and direct landlord relationships according to new research from specialist lending bank OSB Group.  The Future Tenant Standard...

The National Residential Landlords Association says the Renters Reform Bill won’t win the support of landlords in its present form. The Bill...

Property investment is a dynamic and diverse field, offering numerous opportunities for investors to grow their wealth. At Mortgage Scout, we...

Landlords frustrated by poor returns and high taxes in the buy to let arena are looking for ways to diversify investment...

As the ‘big buy-to-let’ sell off gathers momentum, we take a look ways you can guestimate the value of your rental...

New analysis reveals that other family members beyond parents are increasingly lending their financial support to first-time buyers.   So far this year...

Dashly, a platform that monitors over £100 billion of mortgages, says landlords in London renewing loans soon will be, on average,...

Yearly returns on the average buy-to-let property in the UK were over £4000 lower in June 2023, compared to the same...

Over two-thirds of all new homeowners in London received family support to purchase their homes.  ‘Bank of Family’ recipients in London received...

Beverley Building Society has entered the buy to let market for the first time with two new products. Its variable rate BTL...

Over the past year, we have witnessed an increase in the proportion of landlords opting to acquire properties through limited companies.  This...

Details have emerged of an extraordinary ‘stress test’ created by the Bank of England and tested on eight major banks to...

Barclays is working with TV guru Phil Spencer to give home owners some £2,000 to make selected energy-efficiency improvements to their...

Against the trend of many recent surveys, a study by lending service Landbay claims over 40 per cent of landlords want...

House prices are set to fall much further, a leading property expert has predicted.  Last week credit ratings agency Moody's warned of...

An uneasy relationship exists between UK politicians and the residential property market. Emotions have been running particularly high recently. More details were...

The Bank of England has announced its latest decision on base rate. This has been increased by 0.25 per cent to 4.5...

Specialist buy to let lender Fleet Mortgages says there’s been both an annual and quarterly increase in rental yields, up from...

The Mortgage Works, the specialist buy to let mortgage wing of the Nationwide Building Society, has revised its product range for...

A building society that last summer scrapped all lending on some holiday homes has now come up with another unusual policy...

A high profile mortgage lender operating in the buy to let sector has launched a series of products aimed at investors...

A lender has revealed that it has arranged 14 mortgages in one go for a Buy to Let landlord with over...

December saw a further sharp slowdown in annual house price growth to 2.8 per cent from 4.4 per cent in November...

The Guild of Property Professionals has issued a warning that house prices are going to fall. A 645-word statement from the Guild...

Although the property and mortgage markets have been in a state of flux for the past few months, with rising interest...

A prominent figure in property investment is warning that buy to let is the sector facing the biggest challenges in the...

Digital challenger bank Tandem has launched a new platform that allows people to check the EPCs of their or other properties,...

House prices will fall by 7.9 per cent next year and then will effectively stagnate until 2027 according to a gloomy...

Green mortgage discounts could be a key tool in helping landlords make the energy efficiency upgrades necessary to achieve an EPC...

Uncertainty has become a vastly overused word to describe our economic situation in recent years. But, once again, it’s an unwaveringly...

We seem to be living in a continuous stream of ‘once in a lifetime’ events. From Brexit, to the pandemic and...

A specialist buy to let mortgage supplier has funded a £13m refinancing project. Zephyr Homeloans says the landlord borrowed the sum -...

Who are you? I am the Head of Broking for Newable Finance. A specialist commercial finance brokerage. What is Newable Finance? Newable Finance is...

A warning has been issued that as many as 250,000 homes - some likely to be in the private rental sector...

A portfolio landlord’s deal for an £11m re-financing package has been struck with a bank. The landlord was looking to refinance 63...

Mortgage activity is forecast to fall by six per cent by year-end as the market feels the brunt of interest rate...

A new analysis by a lending company has revealed the average rent secured on a holiday let in 21 areas of...

A building society will no longer lend for the purchase of second homes, saying they reduce the stock available for first...

A charity, the Joseph Rowntree Foundation, wants a form of Right To Buy to be given to private tenants.  Right To Buy...

A prominent buy to let mortgage lender says there’s been a surge of interest in so-called green mortgages linked to good...

A mortgage broker is accusing buy to let lenders of making life tougher for landlord borrowers. Mel Whiting of Norton Finance says...

A study of what has happened to a private rental sector hit by rent controls provides lessons to those in the UK...

Landlords are being advised not to panic buy ahead of what may be more difficult lending conditions as the cost of...

Buy To Let may have had a resurgence in the past year but long-term lending patterns suggest landlords have been hit...

Even before the pandemic, we were seeing dramatic changes across the buy-to-let landscape with holiday lets steadily increasing in appeal –...

Buy-to-let lending hit its highest ever level last year, spurred on by record levels of tenant demand, the Stamp Duty Holiday...

A tax consultancy has produced tips for those faced with the self-assessment tax filing deadline of next Monday - and who...

A new bank - Recognise - has entered the buy to let market in a bid to win landlords and investors. Its...

Paragon Bank increased buy to let lending to landlords by 33.9 per cent to £1.61 billion in its last financial year,...

With currently less than four years before all new tenancies need to be in properties rated EPC ‘C’ or above, there...

Paragon Bank is doubling both the maximum loan amount it lends on an individual property and the total buy to let...

Landlords can be forgiven for being exasperated by the government’s exhortations to go green.   I don’t need to rehearse here again...

Celebrations amongst landlords and home owners over the latest record house price figures mask growing disadvantages for renters, claims a mortgage...

Starling Bank has snapped up specialist buy-to-let mortgage lender Fleet Mortgages in a £50 million cash and share deal. Fleet Mortgages, based...

PropTech firms GetGround and Molo are partnering to offer landlords a one-stop-shop for dealing with the administrative details of buy to let...

New research from online buy to let mortgage broker Property Master reveals there are currently 41 BTL mortgages at the record...

Specialist lender Landbay has launched two new buy to let mortgage products for first time landlords who want to invest in...

A PropTech platform called Pitch 4 Finance has launched to help landlords and other investors source the best deals to finance...

A new government-created committee is considering the introduction of the new Commonhold tenure. Commonhold is a form of freehold ownership, largely for...

New research shows that monthly payments for the mortgage are likely to be cheaper than rent for a comparable home -...

Specialist buy to let lender Paragon has taken the unusual step of issuing a so-called Green Bond to fund attempts to make...

Specialist buy to let lender Landbay has launched a range of mortgages for trading limited companies buying or remortgaging houses, apartments, HMOs...

Landlords trying to expand their portfolios can avoid delays caused by residential buyers taking advantage of the Chancellor's stamp duty extension by using four 'buy-to-let hacks', according to broker Mortgages for...

A record pipeline has been reported by one of the leading buy to let mortgage lenders as landlords race to beat...

An online mortgage broker specialising in buy to let has launched a new tool using Artificial Intelligence to show landlords how...

The financial services regulator, the Prudential Regulation Authority, is warning mortgage lenders to be strict on their assessment of customers wanting...

Zoopla says it’s a two-tier market with London trailing badly trailing the rest of the country. UK rents outside London are up...